Our journey
Where BA Chama started, what it has learned, and what it is building towards.

The first cycle
First loans issued
Constitution adopted
Next
Where we are going
Growing the loan pool so member enterprises can borrow at a scale that changes a household's income rather than patching a gap, and opening membership beyond Nairobi through our county champions.
Impact
What the chama has moved
Financial figures carry a higher burden of proof than any other number we publish. These stay empty until the books are reconciled and the committee has signed them off.
Participate
The next cycle opens .
Members can join at the start of a cycle. Ask us what the current contribution is and whether the timing works for you.
